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Willem Fourie

Willem Fourie is a South African personal finance and retirement writer with extensive experience covering retirement legislation, personal finance and employee benefits. He began his career as a compliance officer at a Johannesburg-based employee benefits consultancy, where he worked closely with retirement fund members and helped explain the rules and requirements affecting their retirement savings. After seven years in compliance, he moved into financial journalism, covering South African retirement reform, taxation and personal finance for business and financial publications. His work has included following developments in South Africa's retirement reform programme, changes to retirement-fund preservation rules and the introduction of the Two-Pot Retirement System. He has also spoken with professionals working in retirement funds, financial planning, actuarial services and taxation to better understand how changes to retirement legislation affect ordinary fund members. Willem followed the development of the Two-Pot Retirement System from its introduction and continued to research the practical questions that fund members faced when the system came into effect on 1 September 2024. This experience led to the creation of TwoPotGuide.co.za, an independent information website focused on explaining the Two-Pot System and related retirement and employment topics in straightforward language. Willem holds a BCom in Financial Management from Stellenbosch University and a Postgraduate Diploma in Financial Planning from the University of the Free State. He is not a registered financial adviser, and TwoPotGuide.co.za does not provide personalised financial advice. The website's content is intended for general information and educational purposes. Readers should consult their retirement fund, financial adviser, tax practitioner or other appropriately qualified professional when making decisions about their individual circumstances. Willem is based in Cape Town and can be contacted through the website's Contact page. He welcomes questions and feedback about the information published on TwoPotGuide.co.za.

Two Pot Calculator: Work Out Your Savings Pot

Two Pot Calculator

SA Two Pot Retirement Calculator 🇿🇦 Two-Pot Calculator Retirement Savings Estimate 📌 South African Two-Pot SystemEffective 1 Sept 2024. Savings pot accessible once per tax year (min R2,000 withdrawal). 💰 Your total retirement fund value R 🧾 Savings component %…

Two-Pot System Withdrawal Limit

Two-Pot System Withdrawal Limit

There is no cap on how much you can withdraw from your savings pot in a single transaction. That surprises a lot of South Africans who assumed the two-pot system withdrawal limit was a fixed Rand amount set by National…

The Two pot Retirement System: Explained

The Two pot Retirement System

South Africa’s retirement savings system changed permanently on 1 September 2024. The two pot retirement system, introduced through the Revenue Laws Amendment Act, split retirement fund contributions into separate components for the first time, giving millions of South Africans limited…